Please read through the following legal notice/Terms and Conditions of Use (“Terms and Conditions of Use”) carefully before accessing this website of the Vontobel 3a Pension Foundation (“Foundation” and the associated “Foundation Website”). By accessing this Foundation Website, you confirm that you have read and understood the Terms and Conditions of Use and that you agree to all the terms set out herein. If you do not understand or do not agree to any of the terms contained in the Terms and Conditions of Use, please exit the Foundation Website.
2. Restricted access
The Foundation Website may not be accessed by any person subject to a jurisdiction (e.g. due to that person’s nationality and/or place of residence) in which publication of the content of the Foundation Website or access to it is prohibited for any reason. Persons to whom these restrictions apply are prohibited from accessing the Foundation Website.
3. No offer
Information and opinions published on the Foundation Website shall not be construed as any form of promotion, recommendation, inducement, offer, or solicitation. The services described may not be suitable for you or may be unavailable.
4. No advice
No information contained on or accessed from the Foundation Website should be construed as creating any contractual relationship between the providers of such information and website users.
5. No warranty
The Foundation has exercised the utmost care in compiling the information contained on this website. Information provided on the Foundation Website is constantly updated and checked for accuracy. However, neither the Foundation nor its contractual partners make any representation or warranty (whether express or implied) that any information published on the Foundation Website is accurate, reliable, up-to-date, or complete. In particular, the Foundation is under no obligation whatsoever to update or remove outdated information or opinions from the Foundation Website, or to mark them as being outdated. The information and opinions contained on the Foundation Website are subject to change at any time without notice.
Moreover, no warranty is given that the Foundation Website will operate error free or without interruption, that any faults will be corrected, or that the Foundation Website and servers from which information is accessible will be free of viruses, Trojan horses, worms, software bombs, or other harmful components and programs, and the Foundation accepts no liability in respect thereof.
All information available on this website is based on carefully selected sources that are deemed to be reliable. All available information is provided to users on an “as is” and “as available” basis without any representation or warranty either express or implied as to quality, originality, non-infringement of intellectual property rights, or fitness for a particular purpose.
6. No liability
The Foundation gives no warranty that the information provided on its website is up-to-date, accurate, or complete and accepts no liability in respect thereof. The Foundation shall not be liable for any direct or indirect loss or damage, including but not limited to loss of profit, that may be suffered as a result of information provided on the Foundation Website or for any loss or damage resulting either directly or indirectly from use of the Foundation Website and the information contained therein. The Foundation shall only be liable for loss or damage attributable to ordinary negligence if such loss or damage was foreseeable. Liability for consequential loss and loss of profit is hereby excluded.
7. No orders
The input fields on the Foundation Website are not intended to be used for placing orders with the Foundation.
8. Intellectual property, copyright, and trademark rights
All components of the Foundation Website are protected by intellectual property laws and are the property of the Foundation or third parties. Users shall not acquire any rights, including rights in or to any software, trademarks, or components of the Foundation Website, by downloading or printing any material of the Foundation Website. Copyright notices and trademarks may not be changed or removed. Components of the Foundation Website may not be reproduced in whole or in part in any manner or form (including electronic or printed form) without the prior written consent of the Foundation and unless full acknowledgment of the source is provided.
Users are not permitted to create hyperlinks or inline links from other websites to the Foundation Website without the prior written consent of the Foundation.
9. Potential conflicts of interest
Possible conflicts of interest on the part of the Foundation itself, its Board of Trustees, or employees cannot be ruled out.
10. Links to other websites
The Foundation Website may contain links to the websites of other providers and information supplied by such providers (“External Links”). The Foundation provides links to external websites in addition to its own information solely with a view to enhancing user-friendliness and providing information to users. The Foundation has no control over the content of such external websites and accepts no responsibility or liability in respect of the accuracy, reliability, completeness, truth, currentness of such material, or its fitness for a particular purpose. The Foundation excludes all liability, including but not limited to liability for any direct or indirect loss or damage or any consequences that may arise out of or in connection with the use of content on external websites. Although linked sites are carefully selected, the Foundation has no control over the content of such sites. Accordingly, the Foundation accepts no liability in respect of the content of External Links, including in particular any content that is altered after the link was created. The Foundation is not responsible for transferring such information, selecting the information sent or the recipients thereof, or altering any information provided. Such External Links are not automatically stored by the Foundation on a temporary basis due to the method used for creating and accessing links. Operators of websites accessible through the External Links are, therefore, solely responsible for the content of linked sites.
Moreover, the Foundation gives no warranty either that such websites or the contents thereof do not or will not infringe any third-party copyright, trademark, or other rights, or that such websites or the contents thereof are free of viruses or other harmful components. No warranty is given as to the authenticity of any documents available on the Internet.
11. Changes to the Terms and Conditions of Use
The Foundation reserves the right to change these Terms and Conditions of Use from time to time. Please read these Terms and Conditions of Use whenever you access the Foundation Website to ensure that you agree to the terms of any amended version. If you do not understand or do not agree to any of the terms contained in the Terms and Conditions of Use currently in effect, dated April 16, 2019, please exit the Foundation Website.
12. Assignment, transfer, and delegation
Both the Foundation and its legal successors and agents are entitled to rely on these Terms and Conditions of Use. The Foundation may assign or transfer any rights accruing to it under these Terms and Conditions of Use. The Foundation may also delegate the performance of all of its duties or assign any of its obligations under these Terms and Conditions to third parties.
13. Enforceability of disclaimers
The disclaimers set out above shall be deemed to form part of the content of any websites from which reference to this website was made. If any sections or individual provisions hereof are or become illegal or unenforceable either in whole or in part, such sections or provisions shall not affect the content or validity of the remaining parts of the document.
14. Applicable law/place of jurisdiction
Access to and use of the website as well as the Terms and Conditions of Use shall be governed by and construed in accordance with Swiss law, with Zurich as the place of jurisdiction.